At Cavignac we’re working towards realizing a vision where every business in our community is protected from risk. To achieve this, we’ve built a team that has been recognized as best in industry by giving them the resources and independence to: - Belong: We emphasize culture and encourage collaboration. We work in a supportive work environment where you know your teammates have got your back. - Give: We believe community engagement is an integral part of a fulfilling career. We’re always looking for new ways to give back to the place where we live and work. - Grow: The only thing more important than our clients futures are the futures of our team members. We invest a significant amount of time and resources on employee education. - Thrive: Comprehensive health insurance, 401k matching, profit sharing, team events, competitive PTO, all staff and individual bonuses - we give our team the benefits they need to live their best life. It’s this approach that has led to recognition. Here are a few of them: - Best Places to Work in San Diego: 2011, 2013, 2015, 2017, 2019, 2021 - Best Places to Work in Insurance: 2012, 2014, 2016, 2018, 2020, 2022 - U.S. Business Insurance: #1 Best Place To Work in the Country - Reagan's Best Practices Agency: 22 Consecutive Years (1999 - 2022) What We Do: We're an independent (locally owned) commercial insurance broker that manages risk and negotiates insurance on behalf of its clients. Our objective is to lower our clients Total Cost of Risk and drive dollars to their bottom line. Mission: To give confidence and clarity to the businesses we serve by providing knowledge-based risk management solutions and an exceptional client experience.

KTimeHR is a highly esteemed insurance broker operating in Irvine, California, and catering to a diverse range of clients. With a proven track record of excellence, this local office has earned a stellar reputation for their expertise in the employment services industry. One notable success story involves their collaboration with Ktimehr, an esteemed employer comprising 540 members. By partnering closely with Ktimehr's HR and finance team, KTimeHR successfully established a tailored self-funding arrangement, HMO plan, PPO plan, PBM, and drug plan. This comprehensive package was meticulously designed to address the unique needs of Ktimehr's members. Specializing in servicing clients of large employers, KTimeHR's presence in California is anchored by notable clientele, including Ktimehr. Their dedication to delivering exceptional customer service and in-depth knowledge of the employment services sector has earned them high praise and consistently positive reviews from their satisfied clients. With their strong expertise and a wide range of insurance solutions, KTimeHR is well-equipped to meet the diverse needs of clients across California. Their Irvine office serves as a hub for personalized consultations, where their seasoned insurance professionals work closely with clients to develop customized insurance strategies. Whether it's designing comprehensive healthcare plans, implementing cost-effective solutions, or ensuring compliance with regulatory requirements, KTimeHR consistently exceeds expectations, establishing themselves as a trusted partner in the insurance industry.

Douglas Mc Carty Insurance Services in Los Angeles, California, stands out as a versatile and experienced insurance broker, particularly adept at serving the diverse needs of both small and midsize employers. This larger office is part of a local brokerage firm, known for its tailored approach to client needs. A hallmark of their service is the depth of experience in self-funded client management, making them an invaluable resource for understanding the intricacies of stop loss, limits, and pharmacy costs. This expertise is particularly beneficial for employers navigating the complexities of HR consulting and employee benefits. Their client portfolio showcases a strong focus on various industries, with significant accomplishments in the real estate sector. Notable clients include companies like Amusement Industry, a key player in activities related to the real estate industry, boasting over 130 participants. Another prominent client is Anyone Home, situated in the lessors of real estate industry, serving more than 70 participants. Additionally, their expertise extends to the semiconductor and electronic component manufacturing industry, exemplified by their work with Aydeekay, which has over 120 participants. Douglas Mc Carty Insurance Services' comprehensive understanding of industries such as building material and supplies dealers and lessors of real estate, coupled with their broad range of services, makes them a reliable partner for employers seeking to optimize their insurance and benefits strategies. Their ability to cater to the unique needs of different industries, especially within the Californian market, underscores their adaptability and customer-centric approach.

ERM Insurance Brokers, a local insurance broker headquartered in Santa Ana, California, is renowned for its exceptional services in the insurance industry. With a focus on meeting the diverse needs of large and midsize employers, ERM Insurance Brokers has established a strong reputation for its expertise and customer-centric approach. One exemplary case highlighting their competence in the Santa Ana region is their collaboration with Pankl Holdings Inc, a prominent employer in the fabricated metal product manufacturing industry. ERM Insurance Brokers worked closely with the HR and finance team of Pankl Holdings Inc to design a comprehensive insurance package, including a self-funding arrangement, HMO plan, and PPO plan, tailored to the specific requirements of their 370 employees. With considerable experience in serving self-funded employers and a deep understanding of the intricacies of insurance plans, ERM Insurance Brokers is well-equipped to provide customized solutions that align with the needs of their clients. Operating primarily in California, ERM Insurance Brokers caters to a diverse clientele, including notable companies like Pankl Holdings Inc and CG Landscape. Their comprehensive range of services extends to sectors such as services to buildings and dwellings, as well as fabricated metal product manufacturing. Renowned for their exceptional customer service and expertise, ERM Insurance Brokers consistently receives high ratings from satisfied clients. Their commitment to delivering tailored insurance solutions, combined with their deep industry knowledge, has made them a trusted partner for employers seeking reliable and comprehensive insurance coverage. With their office in Santa Ana, ERM Insurance Brokers is strategically positioned to serve the insurance needs of businesses throughout California, ensuring that clients receive the highest level of service and expertise.

Flynnpiel, based in San Diego, CA, stands out as a trusted insurance broker, specializing in comprehensive employee benefits solutions for local and regional employers. With a dedicated focus on medical and ancillary benefits, Flynnpiel has cultivated a reputation for providing unparalleled expertise to businesses in various industries. The San Diego office of Flynnpiel serves an array of clients, showcasing its proficiency in catering to the unique needs of diverse sectors. Noteworthy among its clientele are Mission Cloud Services, a prominent player in the professional, scientific, and technical services industry, boasting 490+ participants. Additionally, Flynnpiel serves Semco Management in the employment services sector, overseeing benefits for 250+ participants. This underscores the broker's prowess in addressing the distinctive requirements of employment services industries. What sets Flynnpiel apart is its local roots, being an integral part of a reputable local brokerage firm. This connection allows them to offer personalized and localized services, leveraging their deep understanding of the San Diego business landscape. Employer benefits buyers evaluating the Flynnpiel San Diego office can expect a partner with a proven track record, demonstrated through successful collaborations with businesses across sectors and a commitment to tailoring insurance solutions that align seamlessly with the unique needs of each client.

FBP, a local insurance consultant based in Irvine, California, is a trusted partner for large, midsize, and small employers. Their extensive experience encompasses working with self-funded employers, collaborating with HMOs and clients to ensure the best coverage, and assisting clients with PPO plans to meet member needs. They also have significant expertise in working with PBMs and other pharmacy providers. An exemplary illustration of FBP's capabilities at their Irvine office is their successful collaboration with Quinn Company, an employer in the commercial and industrial machinery and equipment rental and leasing industry, employing 1370 individuals. FBP worked closely with Quinn Company's HR and finance team to establish a comprehensive range of insurance solutions. This included a self-funding arrangement, as well as the design and implementation of tailored HMO, PPO, PBM, and drug plans, specifically tailored to meet the unique needs of their members. With an exceptional M Score, FBP stands out due to their broad experience and expertise across various client sizes, industries, and products. Their knowledge extends to miscellaneous manufacturing, fabricated metal product manufacturing, and specialty trade contractors. FBP's Irvine office serves clients not only in California but also in New York, Michigan, and Texas. Among their esteemed employer clients are Autodata Solutions, Cobham, Cobham Management Services Inc, and Fillmore Capital Partners LLC. These partnerships highlight FBP's commitment to delivering comprehensive insurance solutions that address the specific needs of their clients across different regions and industries. With their expertise and customer-focused approach, FBP is a valuable resource for employers seeking tailored insurance coverage and exceptional service.

Invensure Insurance Brokers, Inc. is a highly reputable insurance broker with a strong presence in multiple states across the United States. With their office located in Newport Beach, California, they cater to clients throughout Texas, California, Tennessee, Hawaii, Utah, Maryland, and Oregon. Renowned for their exceptional customer service and expertise, Invensure Insurance Brokers, Inc. has received stellar reviews from satisfied clients. One outstanding example of their exceptional work can be seen through their partnership with Advanced Payroll Solutions Inc., a prominent employer in the real estate industry with 410 members. Invensure Insurance Brokers, Inc. collaborated closely with their HR and finance team to establish a tailored self-funding arrangement, an HMO plan, a pharmacy benefit management (PBM) system, and a drug plan specifically designed to address the unique needs of the members. Invensure Insurance Brokers, Inc. serves a diverse client base, ranging from large corporations to small businesses, showcasing their wide-ranging experience and expertise across different industries. Notably, they have established themselves as leaders in nonmetallic mineral mining and quarrying, as well as activities related to the real estate sector. Their proficiency in working with HMOs and other specific pharmacy providers is a testament to their commitment to ensuring optimal coverage for their clients. With a comprehensive understanding of the insurance landscape, Invensure Insurance Brokers, Inc. leverages their extensive knowledge to provide tailored solutions that best meet their clients' needs. Employer clients such as Advanced Payroll Solutions Inc. and Southwest Boulder & Stone Inc. attest to the exceptional service provided by Invensure Insurance Brokers, Inc. Their outstanding M Score, reflecting their expertise and experience across various client sizes and industries, positions them as a trusted partner in the insurance brokerage realm.

Barich And Associates Insurance, located in Riverside, California, is a notable local brokerage firm with a significant presence in the Inland Empire since 1979. This office specializes in providing comprehensive insurance solutions tailored to meet the specific needs of local and regional employers, with a strong focus on medical and ancillary benefits. Their expertise spans various industries, particularly excelling in the automobile dealers sector. A testament to their proficiency is their work with prominent clients like Tom Bell Properties, an automobile dealer in California, where they effectively manage over 330 participants. The firm offers a wide selection of employee benefits, products, and services, underscoring their commitment to catering to diverse employer requirements. They provide a range of life insurance plans from leading providers such as Hartford, Foresters, General American, MetLife, Banner Life, and Transamerica, illustrating their ability to offer versatile and reliable life insurance options. Additionally, Barich And Associates Insurance is adept at offering various health insurance coverages, including HMO, PPO, EPO, and short-term policies, as well as Health Savings Accounts (HSAs), ensuring a comprehensive approach to health insurance needs. Their proficiency also extends to dental insurance, where they focus on helping clients find the best plans while avoiding pitfalls that could lead to inadequate dental care. Moreover, they assist in finding the most cost-effective Medicare plans, demonstrating their dedication to helping clients save money while securing appropriate coverage. This multi-faceted expertise positions Barich And Associates Insurance as a reliable partner for employers seeking robust insurance solutions in Riverside and the broader Inland Empire region.

Balboa Pacific Insurance Services is a highly regarded insurance broker that specializes in serving clients of large employers. With a strong emphasis on customer service and expertise, they have garnered exceptional reviews from satisfied clients. Located in Newport Beach, California, Balboa Pacific Insurance Services caters to a diverse range of industries, including nondepository credit intermediation. They have established themselves as a trusted partner for businesses in California, exemplified by their successful collaboration with Commerce Home Mortgage, a prominent employer in the nondepository credit intermediation sector. One notable achievement of Balboa Pacific Insurance Services at their Newport Beach office is their collaboration with Commerce Home Mortgage. With 290 employees, Commerce Home Mortgage required a comprehensive insurance plan tailored to their unique needs. Balboa Pacific Insurance Services worked closely with the company's HR and finance teams to develop a specialized package that encompassed a Health Maintenance Organization (HMO) plan, Preferred Provider Organization (PPO) plan, Pharmacy Benefit Manager (PBM), and prescription drug plan. This dedicated approach ensured that Commerce Home Mortgage's employees received the optimal coverage and benefits they required. Balboa Pacific Insurance Services demonstrates extensive expertise within the nondepository credit intermediation industry and offers a wide array of insurance services to meet the diverse needs of their clients. Whether it's designing tailored insurance plans, providing top-notch customer support, or leveraging their in-depth knowledge of the industry, Balboa Pacific Insurance Services is committed to delivering exceptional solutions that safeguard their clients' interests