Lockard & Williams Insurance is a full-service insurance broker with award-winning customer service and some of the highest-rated customer reviews in the industry. The right health plan can make your company healthier and more productive. Lockard & Williams Insurance offers comprehensive coverage that includes medical insurance, voluntary benefits, and more for all sizes of employers. Their experience with small businesses insured by the most well-known carriers in the market enables them to offer you their best advice. Lockard & Williams Insurance is a top independent insurance broker serving Mississippi and Alabama business owners for many years. With office locations in Pascagoula, MS, and Mobile, AL, they provide clients with personalized assistance across many industries, including healthcare, construction, restaurants, and schools. As an independent insurance broker, they are not tied to any one insurance company. They can find the coverage that meets your needs at rates that fit your budget.

Coastal Workplace Benefits, LLC is a highly reputable insurance broker located in Mobile, Alabama. With extensive experience in the Mobile market, they have become one of the top brokerages in the area. Specializing in serving clients across Ohio, Coastal Workplace Benefits, LLC caters to a diverse range of large and midsize employers. One notable client of this office is Sirius Technical Services Inc, a prominent employer in the facilities support services industry with over 530 members. Coastal Workplace Benefits, LLC collaborated closely with Sirius Technical Services Inc's HR and finance team to establish a tailored self-funding arrangement, PPO plan, and pharmacy benefit management (PBM) solution. This approach was specifically designed to meet the unique needs of their members. In addition to Sirius Technical Services Inc, Coastal Workplace Benefits, LLC serves other esteemed employer clients such as Employee Liability Management Inc, Healthactions Physical Therapy and Wellness, and Hollister Investments Inc. Their expertise spans various industries, including general freight trucking, health practitioners, and offices of physicians. With a strong track record of delivering exceptional service, Coastal Workplace Benefits, LLC consistently ensures that their clients' needs are met. They possess extensive experience in working with PPOs, PBMs, and other pharmacy providers, enabling them to offer comprehensive solutions that align with the specific requirements of their members. This expertise, coupled with their wide range of experience and knowledge across client sizes and industries, has earned Coastal Workplace Benefits, LLC a commendable M Score. As a local insurance broker, Coastal Workplace Benefits, LLC is dedicated to providing outstanding service to clients in the Mobile, Alabama area and beyond. Their commitment to excellence and comprehensive understanding of the insurance landscape make them an ideal partner for employers seeking tailored and effective benefits solutions.

Petra RMS, as a part of the Sunstar Insurance Group, is one of the largest privately held insurance brokerage firms in the Southeast. As a privately held agency, we can be flexible to meet the specific needs of each of our clients. We pride ourselves on being able to provide the resources and services of a large national brokerage firm and still have that boutique broker feel. We are headquartered in Birmingham, Alabama with offices located throughout Alabama, Georgia and Tennessee. Sunstar Insurance Group LLC, is a holding company that provides financial capital, operating resources and strategic oversight to the portfolio of insurance agencies. Sunstar holds licenses to do business across all 50 states. Our Team Experience: • Employee Benefits Consulting Expertise • Employee Benefits Account Management • Human Resources Operations and Employee Benefits Leave Differentiators: • Our team takes a consultative approach when working with our clients. We strategically deliver and manage a cost-effective benefits program that helps you reduce costs and enhance the quality of your plan and assists in attracting and retaining a talented workforce. • We provide value added services to our clients at no additional cost such as: HR and Compliance Support, Technology Consulting, Employee Communication and Engagement, Data Analytics, and Actuarial Consulting. • Our clients have a dedicated service team that works around the clock to assist in the implementation and management of their employee benefits program. • Transparency – we believe you should know how much you pay us and what you pay for.

Sunstar Insurance Group, located in Mobile, AL, operates as a prominent insurance broker with a sizable office, offering specialized expertise in employer benefits. This larger office is well-versed in tailoring medical and ancillary benefits to meet the needs of both local and regional employers, showcasing a commitment to providing comprehensive coverage solutions. With a demonstrated track record of working with employers of varying sizes, Sunstar has proven experience in serving midsize and small businesses alike. Noteworthy among their diverse clientele are Cardiology Associates of Mobile, an entity in the offices of physicians industry, benefiting from coverage for over 100 participants. Additionally, Sunstar collaborates with Pack Health in the scientific research and development services sector, ensuring that 170+ participants have access to robust benefits. Sh Enterprises, operating in the activities related to real estate industry, relies on Sunstar to provide comprehensive coverage for its 160+ participants. As part of a regional insurance broker firm, Sunstar Insurance Group in Mobile, AL, leverages collective industry knowledge to offer a localized and personalized approach to employer benefits. Businesses in the region can trust this office to navigate the complexities of insurance, providing tailored solutions that align with the unique needs of their workforce.

As an American Indian-owned firm, our mission has been to ensure each tribe’s financial strength through independent and unbiased advice. Since founding the company in 2005, FSA has grown to become the largest financial advisory firm dedicated to serving Indian Country with over 25 team members located in offices in Alabama, Florida, Seattle, and California. Over the years, FSA has established a family of companies and teams dedicated to providing these services and expertise. Our goal is to provide solutions that ensure financial prosperity for future generations by developing fully integrated, customized solutions specific to each tribe’s needs and goals. FSA ADVISORY GROUP, LLC FSA Advisory Group provides financial advisory services in Indian Country, including project development and financing services for capital projects, tribal government consulting and ongoing financial advisory services with the goal of creating generational wealth for tribes. - Financing and Project Development - Financial Advising - Tribal Administrative Consulting FSA INVESTMENT GROUP, LLC FSA Investment Group provides sound, independent advice to tribes and high-net-worth individuals. Our team understands that tribes are a distinct class of institutional investors, driven by their mission to provide for future generations. Services: - Tribal Trust and Endowment Funds - Tribal Operating & Enterprise Funds - Tribal Sovereign Wealth Funds - Individual and High-Net-Worth Services FSA TPA, LLC FSA TPA works with our tribal clients to develop original and creative solutions in order to meet their member/citizen benefit needs. FSA offers the capability to create custom enrollment and application processes, communications, benefit plan designs, and audit and substantiation procedures. Services: - General Welfare Benefits - Healthcare Benefits - Utility Benefits - Nutrition Benefits - Elder Benefits - Minor Benefits

Michael R Cowart & Associates in Mobile, AL, stands out as a prominent insurance broker with a substantial presence, boasting a larger office that underscores their commitment to serving the community. Specializing in employer benefits, this office has a proven track record of catering to a diverse range of clients, including local and regional employers. Their expertise extends across various industries, with a notable focus on home health care services, nursing, and residential care facilities. With a rich portfolio of clientele, Michael R Cowart & Associates has successfully worked with self-funded clients, showcasing their adeptness in managing complex insurance structures. Notable examples of their top customers include Crowne Management, a leader in the nursing and residential care facilities industry with 2210+ participants, Felder Services in the home health care services sector with 770+ participants, and Overseas Hardwoods Company in the lumber and construction materials merchant wholesalers industry with 80+ participants. Being an integral part of a local brokerage firm, this office demonstrates its commitment to community engagement. Their extensive experience spans midsize, large, and small employers, attesting to their versatility and ability to tailor insurance solutions to meet the unique needs of businesses of all sizes. Michael R Cowart & Associates in Mobile, AL, stands as a reliable and seasoned partner in navigating the intricacies of employer benefits.