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Creative Benefit Solutions


5435 Corporate Dr, Suite 260, Troy, Michigan 48098

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Customer Reviews
Voluntary Insurance
Voluntary Insurance
About Creative Benefit Solutions
We provide you solutions for employee benefits, compliance, HR technology, and more. We understand the challenges you face with fiscal, legal, and operational issues for your business. This also means we understand the impact of what benefit alternatives can do for you! We offer innovative ideas and competitive benefit solutions to meet your business needs for you and your employees - benefits, retirement planning, compensation programs, and premium funding solutions.
Discover what solution best fits you and your company!
Differentiating Services

We have been delivering cutting edge products and services for over 30 years!

  • We understand your unique circumstances workforce makeup fiscal constraints, benefit objectives, management philosophies
  • Seasoned resources: certified public accountants, attorneys, chartered financial consultants, human resource managers, and benefit specialists
  • Dedicated Account Management team supporting you!
  • We offer employee benefit solutions, online enrollment solutions, compliance solutions individual & Medicare solutions, retirement planning solutions
Employer Size Expertise
Employer Revenue Expertise
$0 - $1M
$1M - $5M
$5M - $50M
$50M - $250M
Years of Experience
Top Insurance Carriers
Expertise Section
Benefit Administration Technology
Billing Administration
Cafeteria Plans (125B)
Captive Plans
EAP Programs
Loss Control Consulting
Medical Claims Analytics
Open Enrollment Support
Payroll Support
Professional Employment Organizations (PEO's)
Self-Funded Plans
Stop Loss Coverage
Technology Consulting
Wellness and Incentive Programs
Industry Expertise
Accommodation and Food Services
Admin, Support, Waste Mgmt
Agriculture, Forestry and Fishing
Arts, Entertainment and Recreation
Educational Services
Finance and Insurance
Health Care and Social Assistance
Management of Companies
Other Services (except Public Administration)
Professional, Scientific and Technical
Real Estate Rental and Leasing
Retail Trade
Transportation and Warehousing
Wholesale Trade
Customer Reviews
Based on 8 Reviews
Sara W
Size of Business: 101-250
Please use me as a reference anytime! You make this a lot clearer and a lot easier. Thank you very much for hosting that webinar today and taking Andrea and I off the spot from answering questions or explaining plans. It sounds like the HSA is gaining a lot of consideration, which makes me very happy from a financial standpoint. I appreciate everything you and your team has done to make the benefit piece of our company operations more streamlined and less stressful.
October 15, 2021
Catherine C
Size of Business: 51-100
I just wanted to take a minute and let everyone know how awesome Creative Benefits Solution in taking care of our business insurance needs. They take care of our Medical, Dental, vision, Life, STD and LTD insurance. Creative Benefits Solution has been there helping us since the beginning. No matter what your insurance needs are, I am sure that the Team at Creative Benefit Solution will help you in the company benefit needs!
October 15, 2021
Debra K
Size of Business: 101-250
Since 2003, Creative Benefit Solutions has provided Spalding DeDecker with excellent employee health benefit services. They have provided us with in person and virtual open enrollment each year. Their responsiveness is consistently timely, thorough and working with them is really enjoyable. I highly recommend Greg, Rose and their entire team at Creative Benefits Solutions and look forward to working with them for many years to come.
October 15, 2021
Kathleen G
Size of Business: 101-250
Creative Benefits Solutions is by far the best benefits broker I have ever worked with. They are so helpful and professional in all aspects of the process. I owe them my undying gratitude for the way they have piloted me through difficult situations . If they don’t have the answer, they get it. I trust them to take excellent care of my employee’s needs and mine. Truly the BEST!!
October 15, 2021
Dawn S
Working with CBS for the past several years has saved me time, energy and frustration moving from manual enrollment to electronic enrollment. Steve and the staff are always available to help; they provide clarity, education and support throughout the year and answer questions as well as guide me through step by step when needed. They are extremely patient when I follow up on situations or have a difficult scenario to advise on. They are always willing to explain something in simpler terms for my understanding especially with new concepts. Each year prior to open enrollment, they are proactive to meet with me face-to-face and assess where we are at and where we may be headed in the upcoming year. Steve offers alternate solutions and takes into consideration changes in structure and company policies. In addition, Steve always has our company’s best interest when it comes to negotiating with the carriers and pushing back in order to make our benefit package feasible. Most importantly, Steve, Maria, Laurie and Shannon are genuine, easy to talk to and I have gained valuable friendships along the way. I would highly recommend CBS and feel that they would benefit any industry with their professionalism, attention to detail and teamwork.
September 30, 2021
Jana N
The Creative Benefit Solutions team is simply the best from start to finish. The CBS team provided us with detailed analysis and guidance at the plan selection stage. They provided great educational support to our employees with a comprehensive presentation during the open enrollment meetings and continued support to our HR department from start to finish. Partnering with Creative Benefit Solutions has proven to be invaluable for the PJWS team!
September 30, 2021
Amy S
I have had the pleasure of working with Steve McCain for over 20 years. Steve’s knowledge of the benefits industry as a whole, along with his insights into industry trends and regulatory compliance, make him the ideal partner for developing and implementing a comprehensive employer sponsored benefits program that will meet the needs of both employee and employer. In my experience, I have found Steve and his team at Creative Benefit Solutions to be extremely professional, courteous, and more than accommodating. I love how hard they work to keep me updated on key government regulations to ensure we do not fall out of compliance with state and federal laws. If thinking outside the box, driving innovation in employee benefits planning, and managing cost are what you are looking for, then Steve McCain and his team at Creative Benefits Solutions, are the people you are looking for!
September 30, 2021
Dana S
Creative Benefits has been an amazing company to work with. They have a team of highly professional and knowledgeable individuals who are diligent in helping to select benefits that are competitive and what is best for your company and its employees. They are dedicated to getting you the answers you need when you need them. We appreciate their attention to detail and approach to all our questions. I am so glad we get the opportunity to develop a great relationship with a company that values its customers the way they do.
September 30, 2021
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Contact Info
888-415-2722 Visit Website

5435 Corporate Dr, Suite 260, Troy, Michigan 48098


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Mployer Advisor is a digital marketplace where employers can search for, evaluate and select an insurance broker who best fits their needs. Our goal is to create more transparency by showcasing customer reviews and independent ratings for insurance brokers and employee benefits consultants across the United States. Search now for insurance agencies that offer health insurance, property and casualty insurance, dental insurance, disability insurance, liability insurance, life insurance, retirement insurance, vision insurance, voluntary insurance, and workers compensation insurance.