Mployer Advisor

Find Top Insurance Brokers In Morro Bay, California

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Mployer Advisor independently rates each insurance advisor using a proprietary score called an “M Score”.
An advisor cannot pay to influence their score.

Van Beurden Insurance Services Inc - Paso Robles, CA

Van Beurden Insurance Services Inc - Paso Robles, CA

Paso Robles, California

Van Beurden Insurance Services Inc. is an insurance broker that offers group health insurance and employee benefits to employers in the San Luis Obispo-Paso Robles-Arroyo Grande, CA, Metro Area. Van B...

mScore

Score

4/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Liability, Retirement

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Van Beurden Insurance Services Inc - Paso Robles, CA

Van Beurden Insurance Services Inc - Paso Robles, CA

Paso Robles, California

mScore

Score

Proprietary rating

4/5

Van Beurden Insurance Services Inc. is an insurance broker that offers group health insurance and employee benefits to e...

Hedges Insurance Services

Hedges Insurance Services

Atascadero, California

Hedges Insurance Services provides employee benefits and group health insurance to small to mid size employers in the San Luis Obispo-Paso Robles-Arroyo Grande, CA Metro Area. Having highly rated emp...

mScore

Score

3/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Liability, Retirement

1-10, 11-50, 51-100, 101-250, 2,501+

Hedges Insurance Services

Hedges Insurance Services

Atascadero, California

mScore

Score

Proprietary rating

3/5

Hedges Insurance Services provides employee benefits and group health insurance to small to mid size employers in the Sa...

Van Beurden Insurance Services - Los Osos, CA

Van Beurden Insurance Services - Los Osos, CA

Los Osos, California

Van Beurden Insurance Services offers medical insurance, voluntary benefits and other services for all sizes of employers in the San Luis Obispo-Paso Robles-Arroyo Grande, CA Metro Area. The job marke...

mScore

Score

4/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Liability, Retirement

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Van Beurden Insurance Services - Los Osos, CA

Van Beurden Insurance Services - Los Osos, CA

Los Osos, California

mScore

Score

Proprietary rating

4/5

Van Beurden Insurance Services offers medical insurance, voluntary benefits and other services for all sizes of employer...

Morris and Garritano Insurance

Morris and Garritano Insurance

Santa Maria, California

Morris and Garritano Insurance serves as a broker and provide group health and employee benefits for hundreds of employers. They have been able to create long-term relationships with many major insura...

mScore

Score

3/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Retirement

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Morris and Garritano Insurance

Morris and Garritano Insurance

Santa Maria, California

mScore

Score

Proprietary rating

3/5

Morris and Garritano Insurance serves as a broker and provide group health and employee benefits for hundreds of employe...

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Pan American Insurance Agency

Pan American Insurance Agency

Santa Maria, California

Pan American Insurance Brokers is a research-driven brokerage firm that specializes in group benefits. Since 2003, they have been able to establish relationships with hundreds of carriers and offer th...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Property Casualty, Workers Compensation, Voluntary Insurance, Liability

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Pan American Insurance Agency

Pan American Insurance Agency

Santa Maria, California

mScore

Score

Proprietary rating

5/5

Pan American Insurance Brokers is a research-driven brokerage firm that specializes in group benefits. Since 2003, they ...

Dibuduo and Defendis Insurance Brokers - San Luis Obispo, CA

Dibuduo and Defendis Insurance Brokers - San Luis Obispo, CA

San Luis Obispo, California

Dibuduo and Defendis Insurance Brokers is a regional insurance brokerage firm serving several areas, with a local office in the San Luis Obispo region. Founded in 1960, Dibuduo & Defendis Insurance Br...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Liability, Retirement

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Dibuduo and Defendis Insurance Brokers - San Luis Obispo, CA

Dibuduo and Defendis Insurance Brokers - San Luis Obispo, CA

San Luis Obispo, California

mScore

Score

Proprietary rating

5/5

Dibuduo and Defendis Insurance Brokers is a regional insurance brokerage firm serving several areas, with a local office...

Paso Robles Insurance/Insurica

Paso Robles Insurance/Insurica

Paso Robles, California

Paso Robles Insurance, Inc. is a regional brokerage firm serving San Luis Obispo, Paso Robles, and Arroyo Grande areas from its local office in Paso Robles. Today's insurance programs must take into a...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Liability, Retirement

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Paso Robles Insurance/Insurica

Paso Robles Insurance/Insurica

Paso Robles, California

mScore

Score

Proprietary rating

5/5

Paso Robles Insurance, Inc. is a regional brokerage firm serving San Luis Obispo, Paso Robles, and Arroyo Grande areas f...

Leavitt Group - Santa Maria, CA

Leavitt Group - Santa Maria, CA

Santa Maria, California

Leavitt Group is one of the top 15 largest insurance brokerage firms in the US, providing employee benefits, voluntary products, HR support services, wellness services, small group and other consultin...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Liability, Retirement

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

Leavitt Group - Santa Maria, CA

Leavitt Group - Santa Maria, CA

Santa Maria, California

mScore

Score

Proprietary rating

5/5

Leavitt Group is one of the top 15 largest insurance brokerage firms in the US, providing employee benefits, voluntary p...

Morris & Garritano Insurance

Morris & Garritano Insurance

San Luis Obispo, California

Morris & Garritano Insurance provides small to mid-sized employers in the San Luis Obispo, CA Metro Area with employee benefits and group health insurance. Group health benefits are an important part ...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Liability, Retirement

1-10, 11-50, 51-100, 101-250, 2,501+

Morris & Garritano Insurance

Morris & Garritano Insurance

San Luis Obispo, California

mScore

Score

Proprietary rating

5/5

Morris & Garritano Insurance provides small to mid-sized employers in the San Luis Obispo, CA Metro Area with employee b...

HUB International - Santa Maria, CA

HUB International - Santa Maria, CA

Santa Maria, California

HUB International Limited is a leading full-service global insurance broker providing property and casualty, life and health, employee benefits, investment and risk management products and services. ...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Retirement

51-100, 101-250, 251-1,000, 1,001-2,500, 2,501+

HUB International - Santa Maria, CA

HUB International - Santa Maria, CA

Santa Maria, California

mScore

Score

Proprietary rating

5/5

HUB International Limited is a leading full-service global insurance broker providing property and casualty, life and h...

Hinds Financial & Insurance

Hinds Financial & Insurance

Paso Robles, California

Hinds Financial & Insurance provides employee benefits and group health insurance to mid to large employers in the San Luis Obispo-Paso Robles-Arroyo Grande, CA Metro Area. The San Luis Obispo-Paso Ro...

mScore

Score

2/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Workers Compensation

101-250, 251-1,000

Hinds Financial & Insurance

Hinds Financial & Insurance

Paso Robles, California

mScore

Score

Proprietary rating

2/5

Hinds Financial & Insurance provides employee benefits and group health insurance to mid to large employers in the San L...

Twiw Insurance Svc - Santa Maria, CA

Twiw Insurance Svc - Santa Maria, CA

Santa Maria, California

Tolman & Wiker Insurance Services is a regional insurance brokerage firm that has been in business. They offer innovative and cutting-edge solutions to the risk management needs of the people and busi...

mScore

Score

5/5

Proprietary rating

Service focus:

Employer size expertise:


Health, Dental, Vision, Life, Disability, Voluntary Insurance, Liability, Retirement

11-50, 51-100, 101-250, 251-1,000, 2,501+

Twiw Insurance Svc - Santa Maria, CA

Twiw Insurance Svc - Santa Maria, CA

Santa Maria, California

mScore

Score

Proprietary rating

5/5

Tolman & Wiker Insurance Services is a regional insurance brokerage firm that has been in business. They offer innovativ...

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Frequently asked questions

How can I find an insurance broker near Morro Bay, California?

Mployer Advisor lets you search for Morro Bay, California-area insurance brokers, advisors, or consultants in one place. Narrow your results at the top of this page by M Score rating, company size, the type of insurance you're looking for, or even your industry.

How are insurance brokers in Morro Bay, California paid?

Most often business insurance brokers are paid through commissions and fees. Small and mid-size companies' insurance brokers are typically paid through commissions. These are paid to the broker by the insurance company you select. Larger companies often set up a fee-based arrangement instead of a commission-based arrangement with their broker or consultant partner.

Can I compare insurance brokers in the Morro Bay, California area?

It can feel overwhelming to sift through the many brokers in the Morro Bay, California area. It's why Mployer Advisor provides a free comprehensive list of all Morro Bay, California insurance brokers. We include overviews, customer reviews, and our independent rating called an M Score. The higher the M Score, the broader the broker's experience. With an M Score, you are empowered to choose the best broker for your company.

What is the difference between an insurance broker, agent, and a consultant in Morro Bay, California?

Insurance brokers, agents, and consultants in Morro Bay, California all have a similar role as they help a business or individual select an insurance company and plan.

  • Agents represent one specific insurance company only for the most part, they sell that insurance company's products.
  • Brokers are often independent and are able to quote multiple insurance company's prices. They are usually paid through a commission from the insurance company selected.
  • Consultants are usually brokers as well, but they work with larger companies and are paid on a fee based arrangement, similar to general management consultants. That is why they are often called consultants.
You can use Mployer Advisor to find Morro Bay, California based insurance brokers and consultants.

Should I hire an independent Morro Bay, California insurance broker?

Finding the best insurance for your business can feel intimidating, as there are a lot of options in Morro Bay, California. For most organizations, it's beneficial to hire an independent broker.

An insurance broker local to the Morro Bay, California area will have familiarity to the Morro Bay, California healthcare systems and insurance plans. This gives Morro Bay, California insurance brokers unique insight that others from out of the area may not have. Also, independent insurance brokers are able to quote you prices for your employees from a wider range of insurance carriers and therefore can often find prices and plans that better fit unique needs.

How do I choose a benefits broker in Morro Bay, California?

It can feel overwhelming to sift through the many brokers in the Morro Bay, California area. That is why Mployer Advisor provides a free comprehensive list of all Morro Bay, California insurance brokers. We include overviews, customer reviews, and our independent rating called an M Score.

Can I change my insurance broker?

If you are currently working with a broker, it's important to know that you can always change your insurance broker. Even if you're happy with your broker, it's a good idea to evaluate Morro Bay, California-based insurance brokers often.

If you do not feel like you as a business are not receiving the right price or level of service you deserve, you should evaluate a new insurance broker. Mployer Advisor provides a free list of Morro Bay, California based insurance brokers and consultants for you to review including customer ratings and independent scores.

Will my insurance broker handle my insurance claims?

Insurance brokers in Morro Bay, California do not specifically handle claims, that is the role of your insurance carrier. Your insurance broker can help you navigate the claims process if needed, especially for large and or questionable claims.

Do all Morro Bay, California brokers have an M Score?

We work hard to ensure every M Score is accurate, helpful, and pushes the insurance brokerage industry to be open and transparent. It's calculated using a brokerage's breadth and depth of experience across industries, employer sizes, and offerings. An industry-first, the M Score is available for most Morro Bay, California-based brokers and more are being added every day.

When is the best time to shop for a new insurance broker?

Making the right insurance choice saves money, helps retain the best employees, and can prevent unforeseen costs. An insurance broker is an invaluable asset so the best time to shop for a new Morro Bay, California-area insurance broker is earlier than you think. Extra time helps identify the skills and capabilities expected of your ideal broker, lets you understand how different brokers deliver different results, and gives you the ability to use neutral third-party tools like Mployer Advisor to evaluate broker options.

Insider Information For Employers

Podcast: Why More Companies Are Banking on Unconventional Employee Benefits

In Employee Benefits

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For Employers

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Podcast: Why More Companies Are Banking on Unconventional Employee Benefits

In Employee Benefits