Find top-rated employee benefit consultants and brokers.
Connecting employers to top insurance brokers. Evaluate and compare insurance brokers near you with confidence.
Browse Insurance Brokers by Insurance Type
Researching and purchasing business insurance can be complicated–especially finding out which types of insurance and levels of coverage are right for your company and your workforce. Navigating the insurance landscape to find comprehensive coverage at a low cost requires guidance–luckily, the right insurance broker can do that legwork for you.
An insurance broker is a licensed professional representing your company in the search for insurance policies suited for your needs. Insurance brokers represent businesses to find appropriate coverage for the best value. They work with clients to research coverage, conditions, limits, and price before recommending a policy that best fits the client’s unique needs.
What’s more, insurance brokers review different insurance companies to find the best policy fit for their client’s business. They can then offer multiple quotes from different insurers to give you options that fit your needs and your budget. In doing so, a broker eliminates the need to learn about different types of insurance and requirements, making it easy to figure out what insurance will work best for your company. A broker can even create a list of finalists for the employer to review, interview, and choose the right fit for them.
Browse Insurance Brokers by Insurance Type
Browse Insurance Brokers by State
List of top cities
FAQ section
Mployer Advisor lets you search for insurance brokers, advisors, or consultants near you. Narrow your results by M Score rating, company size, the type of insurance you are looking for, or even your industry.
Most often business insurance brokers are paid through commissions and fees. Small and mid-size companies' insurance brokers are typically paid through commissions. These are paid to the broker by the insurance company you select. Larger companies often set up a fee-based arrangement instead of a commission-based arrangement with their broker or consultant partner.
It can feel overwhelming and complicated to research and select an insurance broker. This is why Mployer Advisor provides a free, comprehensive list of all the insurance brokers local to you. We also include brokerage overviews, customer reviews, and our independent rating called an M Score. The higher the M Score, the broader the broker's experience. With an M Score, you are empowered to choose the best broker for your company.
Insurance brokers, agents, and consultants all have a similar role as they help a business or individual select an insurance company and plan. Agents represent one specific insurance company only for the most part and they sell that insurance company's products. Brokers are often independent and can quote multiple prices from insurance companies. They are usually paid through a commission from the insurance company selected. Consultants are usually brokers as well, but they work with larger companies and are paid on a fee-based arrangement, similar to general management consultants. That is why they are often called consultants.
Finding the best insurance for your business can feel intimidating, as there are a lot of options and complex decisions to weigh. For most organizations, it's beneficial to hire an independent broker. Also, independent insurance brokers can quote prices for your employees from a wider range of insurance carriers and therefore can often find prices and plans that better fit unique needs.
It can feel overwhelming to sift through so many brokers. That is why Mployer Advisor provides a free comprehensive list of all insurance brokers local to you. We include overviews, customer reviews, and our independent rating called an M Score.
Yes, you can always change your insurance broker. Even if you're happy with your broker, it's a good idea to evaluate local insurance brokers often to compare pricing and service options. If you do not feel like you as a business are not receiving the right price or level of service you deserve, you should evaluate a new insurance broker. Mployer Advisor provides a free list of insurance brokers and consultants for you to review that include customer ratings and our independent M score.
Insurance brokers do not specifically handle claims, that is the role of your insurance carrier. Your insurance broker can help you navigate the claims process if needed, especially for large and/or questionable claims.
We work hard to ensure every M Score is accurate, helpful, and pushes the insurance brokerage industry to be open and transparent. An M Score is calculated using a brokerage's breadth and depth of experience across industries, employer sizes, and offerings. An industry-first, the M Score is available for most brokers, and more are being added every day.
Making the right insurance choice saves money, helps retain the best employees, and can prevent unforeseen costs. An insurance broker is an invaluable asset so the best time to shop for a new insurance broker is earlier than you think. Extra time helps identify the skills and capabilities expected of your ideal broker, lets you understand how different brokers deliver different results, and gives you the ability to use neutral third-party tools like Mployer Advisor to evaluate broker options.
